|
_________________________________
 Books
Brochures and booklets
Kits
Manuals
Position papers
Reports
©Web text SSR Incorporated 2000, 2009
©Web architecture Bogart Szabo Design Inc. 2000
©Web design revisions Anartist & Associates. 2009
For permission to use materials on this Web site,
e-mail ssr@ssrinc.com.
|
Excerpt: Financial Planning for Early Career Psychologists
SSR: Writing, editing
Contents
|
|
| Preface |
03 |
| The Basics of Personal Income, Household Finances, and Financial Planning |
05 |
| |
Career Start-Up |
08 |
| |
Paying Your Taxes |
10 |
| |
How to Choose a Financial Planner |
11 |
| |
Credit Rating |
13 |
| |
Life Insurance |
14 |
| |
Disability Insurance |
14 |
| |
Liability Insurance |
15 |
| |
Flexible Spending Accounts |
15 |
| |
College Savings Plans |
15 |
| Resolving Student Loan Debt |
19 |
| |
Federal Loan Deferral and Forbearance |
20 |
| |
Loan Repayment |
20 |
| |
Federal Loan Default |
20 |
| |
Private Student Loans |
22 |
| |
Private Loan Default |
22 |
| |
Consolidation Loans |
22 |
| |
Loan Repayment Programs |
23 |
| |
Federal Loan Forgiveness Program |
24 |
| Investing for the Future |
27 |
| |
Stocks and Bonds |
28 |
| |
Asset Accounts |
28 |
| |
Risk Tolerance |
30 |
| |
Asset Allocation |
31 |
| It’s Never Too Early to Save for Retirement |
35 |
| |
Individual Retirement Plans |
36 |
| |
Targeted Retirement Funds |
36 |
| |
Employer-Sponsored Retirement Plans |
37 |
| |
Plans for Sole Proprietors and Small Companies |
39 |
| Endnotes |
40 |
| Appendix A. Glossary |
44 |
| Appendix B. Selected Print and Online Financial Planning Resources for Early Career Psychologists |
50 |
| Appendix C. Financial Planning Worksheets |
54 |
|
|
